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OverdraftAn overdraft gives the sense that once money is withdrawn from a bank account with the accessible stability goes lower than zero. In this condition, the financial credit is said to be "overdrawn". If there is a preceding contract in the company of the bank account contributor for an overdraft, and the sum of in debt is contained by the approved...

Financial Asset I guess on the most basic level, a financial asset is anything that is worth money. But it's commonly used to refer to banking, equities, bonds, debt, mutual funds, annuities, and life insurance policies. On some level you can consider collections an asset, like watches, jewelry, gold, things like that. ...

Swiss InsuranceSwiss Insurance (health and vehicle) is mandatory in Switzerland. Each person can specialize their policies based on what they do in life from their job to their recreational activities. I know that each person is required to pay 10% of their health costs, the rest is covered by the policy. I think most don't include accident insurance,...

Vehicle InsuranceWith vehicle insurance, you generally get a number type policy, like 25/50/10. The 25 means your insurance company will pay out up to $25,000 worth of injury to each person, the 50 means that if the cost of injury is above $50,000, then you're responsible for the rest for out of pocket costs, the 10 means that your policy will...

Car Insurance With car insurance, it's mandatory in the US. Your policy pays for the damage of the person that hit you. If someone hits you who doesn't have any vehicle insurance, your policy has to pay for both yours and the others damages. You can get discounts for good driving, whether you are a safe diver, sometimes what your personality...

Life Insurance Well with Life Insurance, the younger you are the cheaper the policy is per month, of course it deals with your health too. My policy was taken out when I was born, so I pay $25 every 3 months for a $25,000 payout. At any time you can cash out for a fraction of what its worth. Most people use the money from a loved one to pay for...

Agriculture InsuranceAgriculture has always depended on the weather and the climate.  There has always been a danger of flood, drought or storms, however recently they have become even more frequent than before. It is a result of many different climate changes which we can observe nowadays. They all cause troubles for farmers and ranchers. For...