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Tips for Choosing a Good Health Insurance - The adage says that health is wealth expensive. True, and the next day, health will be increasingly important for us. We are getting older age is inversely related to the physical and environmental conditions of diminishing. Fortunately for those who have prepared themselves with good health insurance for individuals and families.

What is a health insurance ( health insurance )? According to Wikipedia, the definition of health insurance is a type of insurance product that specifically guarantees the cost of health insurance or the members of the care if they fall ill or have an accident. Broadly speaking there are two types of treatments offered by insurance companies, namely hospitalization ( in- patient treatment) and outpatient care ( out - patient treatment).

In Indonesia there are many types of health insurance in circulation. Each claimed to be the best health insurance. If we read all the brochures or newsletters from the insurance companies, we will be confused myself. Where health insurance is good and which ones are less or not good.

For that we need to find common ground between the needs of our insurance with the health insurance programs they offer. Therefore, each individual has different insurance needs. Similarly, each insurance company has a product, system and different premium payment.

First of all the reasons you first clear the health insurance program. If briefly summarized, in general, the reason someone 's health insurance program are :

• Awareness and understanding that health care is expensive.
• Hospital costs are getting higher.
• Unpredictable health conditions ( unpredictable ).
• High- risk job because working in the field.
• Do not have the protection of the office / workplace.
• Working as self-employed and do not have health financing.
• So that if treated in hospitals can be free.

Choosing a good health insurance

Usually the one consideration in choosing health insurance are: how much benefit for inpatient, outpatient, ambulatory surgery , etc. . But in fact there are other things more important and should be a priority in choosing insurance. Here are some tips on choosing health insurance are:

1. Choose the insurance to cover critical illnesses
Belonging to the critical illness eg heart disease, cancer, tumor, stroke etc. It is the disease most feared by everyone. As a result of an unhealthy lifestyle, stress, obesity etc, people with the disease every year in increasing numbers . Sources said that the WHO, 90 % of the world's population who died earlier critical disease.

It is no secret that in Indonesia treatment for a variety of critical illnesses is very expensive. That is why consideration of critical illness cover should be a priority in choosing health insurance .

All you have to do is check and ask the agent that offers health insurance: Does insurance cover for critical illness protection? How critical illnesses dicovernya? Check and calculate how much protection that is destined for the critical illness and whether it is sufficient for the cost of the future?

2. Choose the insurance that covers total permanent disability
In addition to the critical illness cover, the other important thing is that the priority of such insurance must also cover the total permanent disability, either because of illness or accident so that the question can not work anymore. Also make sure that the insurance provides protection with a total permanent disability claim paid directly in cash instead of a gradual or " installments". Good health insurance usually after removing the lid indirect protection policy or break customer relationships.

3. Protection period
If you decide to have protection at this time, then you also have to count to your age will be protected, because the 5 -year course only difference will be very important for you not? Insurance firms that claim good product should have the longest period of protection, especially for critical illness benefits ( up to 70 -year -old client ).

In choosing a good health insurance should be based on the understanding that the decision to protect yourself and your family with insurance that is not solely for the protection of the health risks today or tomorrow, but for a few years or decades to come.

4. Customer Testimonials
Choose an insurance company that is reliable and has a good testimony from people who have used his services. Please check directly with co-workers, friends or neighbors who have used the services of the company. Take advantage of the Internet to find references about the testimonials of people who already use the insurance services.

5. Assessment of media
Choose health insurance has received the title of good judgment from a variety of media, such as Media Insurance and Insurance Media Research Institute ( Irma ) of Indonesia. Every year, both institutions are routinely held awards event for companies in the insurance field called Insurance Award. Assessment should not refer to only one or two institutions. More and more organizations or media that rewards, will be better.

Why Life Insurance Should Participate? - That afternoon I and my friends decided to play to the home of a school friend, let's call it A. Around two o'clock, the phone rang at home and reported that a friend of ours named Ida, was asked to go home because there are sick at home. Ida was rushed home accompanied by one of our own, while others continue to play. About an hour later, we heard the news that Ida was asked to go home because her father died. This incident shocked us all because of Ida 's father had been in good health and his age was 42 years.

After the death of his father, Ida became quiet. At first I thought Ida was still sad loss of his father. However, this situation continued until a year after his father died. Ida told me that his mother trouble financing their families. Ida 's father is the family's main provider, but it does not meninggakan property enough to support his family in the long run. During this time their lives are fine because the work of Ida 's father can meet the needs of the family, while Ida 's mother is a housewife who sometimes received catering orders from neighbors to contribute little in their family finances.

This event occurred 18 years ago. However, I still remember that lesson to this day. That age has its limits and we will never know when it's our turn to leave this world. People often asked that we prepare deeds for us to take it to the next. Rarely remember that there are families who need our care financially. When I asked, ready your family financially if you suddenly abandon them? Is your answer?

Well, it's never too late. It is time we look at the condition of their families and begin to analyze the situation . Are there family members who can not eat, can not the school, can not pay rent, can not pay electricity and others, if you are not there? If you answered yes, you'll want to prepare the family after the death of your financial condition. The trick? Have life insurance.

Simply put, life insurance is insurance that is issued a sum assured to the beneficiary if the insured, or the insured person in the policy dies during the coverage period. The amount of the sum assured and term duration of protection depends on your income and your individual situation. A head of a family with two school-age children and spouse who does not work of course require different protection to someone who is not married but her parents bear.

How long should a period of protection? The ideal time period of life insurance is up to the age of productive ends. For example, you are planning to retire at the age of 55 years and now you are 38 years of age, then you need life insurance protection for a period of 15 years. Although we want to live longer, we do not need life insurance because ideally we should prepare pension fund other than life insurance. Life insurance is just we need as we prepare a buffer for the active asset.

A person with a high net worth and can cover the family's needs for a longer period of such wealth , may not need life insurance even though they belong to the productive age. Because of its assets can be managed and used to meet the needs of the family even if that person has died.

If it turns out you need life insurance, make sure the insurance money or money spent by insurance companies enough to meet the needs of your family in a long period of time if the primary breadwinner died. Sum insured is too low will not be of much use for the long term.

Remember that the same money value will decrease in value in the future due to inflation . Simply put , the value of money one billion, fifteen years would be equal in value to U.S. $ 239 million today. While the sum assured that is too high will make it difficult for your current premium payment, then also consider this when you buy life insurance.

With a hard-fought, Ida family finally made ​​it through the ordeal of their financial and drove youngest sister graduated from college. Currently Ida is married , has a child and life insurance in the name of her husband as he is the main provider of the family. Hopefully Ida experience can be a lesson for us of the importance of life insurance.

So, why is life insurance ? Why not ? !

Question:
I plan to follow the insurance protection , with the benefit allowances , divided between health , accident , disability , and death . But each coverage is not great enough money to support the cost of treatment . While I worry about health problems and uncertainties in the future .

My question : is there any other financial plan better to cover my health care needs in the future (other than insurance ) ? While I have no plans to raise an emergency fund and saving to buy a house . Which should I prioritize first? Thank you in advance .

Answer:
Glad to hear it . Gita young 've got big plans in the future . Rarely do you know that so long thinking .

The insurance function for protection . So it should be calculated coverage is really money , how to be protection enough . According to our analysis , various types of insurance are often not effective when combined and become more expensive . Try it checks Gita , what if each type of insurance was separated . May even be more effective and less expensive .

For example , health insurance buy pure , pure accident insurance , critical illness insurance and pure . No need to be merged , especially combined with the investment . But for the life insurance , if the Gita was single , actually do not need life insurance . Life insurance is necessary for those who already own income and dependents , as a function of life insurance is to replace income if we die . So , people who have been living on our income will still be able to survive even though we have gone .

No need to buy insurance that we do not need . Likewise for health insurance . If you already are covered by the company , no longer need to buy health insurance . Simply buy insurance that we really need. Another way to set up a fund in addition to health insurance is to save and invest . But in line with the setting up health fund , we also have to set aside emergency funds for other financial goals simultaneously . In general , the priority is : an emergency fund , and protection , the new funds , and other purposes in accordance with the needs and priorities of each of us .

Know Homeschooling Education System - What is a homeschool education system ? This is an activity that is done by the parents in educating their children at home in full . It is a different step in which parents generally send their children to public schools while parents homeschooling category educate children at home instead . Homeschooling education system as manuai comeback after the United States .

Why is called a comeback ? Of course it is because it is derived from the first school house in which parents teach many things to the children before the buildings are actually authorized to send children . There are several reasons why homeschooling become one of the parents and , among others, are as follows .

• Schools do not teach moral values ​​to children in full . seen , the school does not have character education system as well as a good religion that is able to directly negatively impact a child .
• School is not an ideal educational institution . In the school , there are many elements that can make children feel stress . Child's friends are bullying actions , criminal actions are prone to happen , the way teachers teach is not good , and so make the parents are so worried about when to send children to public schools .
• Do not agree with the curriculum and educational philosophy . Parents prefer to send their children at home because they do not have an understanding of some of the elements included in the curriculum , educational approaches , and learn the system . They prefer to choose the best for children and homeschooling becomes a major way .

Homeschooling education system does reap many advantages but also not a few existing deficiencies . Here are a few things related to the educational advantages and disadvantages .

The advantages of homeschooling :

• In accordance with the needs of the child and family conditions .
• Children have the opportunity to be creative and independent personally not found in public schools .
• Maximizing the potential of children early because the education system is not limited by time as in public schools .
• Children are better able to plunge into the real world because of the learning process associated with the day-to- day activities .
• The cost of education is able to be adapted to the conditions of the elderly

Disadvantages of homeschooling :

1. Need commitment from parents .
2. Socialization relatively low lifetime .
3. Children have the attitude is less team work , good organization , and leadership wise .

Those are some things about homeschooling education system that hopefully can provide useful knowledge to you .

Homeschooling: Home School or Home School  - Homeschooling ( Home School ) are now starting to become one of the preferred model of parents in directing their children in education . This option appears because of the parents ' views about the suitability of an interest by the children . Homeschooling is mostly done in large cities , especially by those who never do so when they are abroad .

In Indonesia, where homeschooling has begun mushrooming in Jakarta and other big cities . For the first stage , where the home-based model of teaching and learning has not reaped the interest of the general public .

But now , its existence actually widely used middle class and above , such as the artist , and the entertainer . Not infrequently found among the sportsmen , national athletes are also among ordinary stay home as classrooms .

" I want my children are not left behind as the activity model lessons . Concentration to learn and gain knowledge remains my priority to Ayu , " said Tini , the parents of Ayu , owned homeschooling high school student in Seto Mulyadi when contacted .

Schedule outside school longer and learn concentration was worried . To schedule Ayu who is a model , adapted to the tough school schedule in general , had to make it lagged one smester .

Meanwhile , the choice of homeschooling is the desire to learn from Ivan , high school students in the same place . " He is wanted in the home , parents also happen to desire , Iwan so we can control , " said Ike mother.

Model Development of Education System

Homeschooling ( School house ) , according to the Director of Equality Education Ministry of National Education ( MONE ) Yulaelawati Ella , is the process of consciously educational services , regular and purposeful performed by parents or family and learning process also takes place in a conducive environment .

The goal is that each child's unique potential to develop optimally . The same formulation was also held by institutions other educators began to intensify means of providing homeschooling program .

There are several reasons why parents choose a school in Indonesia over the house . Kecendrungannya among others , could emphasize the moral or religious education , expanding the social environment and of course a better learning environment , in addition to providing direct instruction are contextual , thematic , nonskolastik are not discontinuous by limitations of science .

According to Ela Yuliawati , this view gives a broad sense to everyone to express more desire and ability to gain knowledge , not only in the school called . Even the chance of getting more science also has a great opportunity in line with the development of education .

This then makes homeschooling chosen as one of alternative teaching and learning process in the development of education in Indonesia . Until then homeschooling model ( School House ) included in the revised education law No. 20 of 2003 .

Application of Homeschooling

According to Seto Mulyadi , chairman of the National Commission on Children , the emergence of homeschooling as an alternative is necessary to prove its success as a competition draw process through non-formal system .

Etymologically , home schooling ( HS ) was held at the home school . Although called home schoooling , does not mean the child will continue to learn at home , but children can learn anywhere and at any time the circumstances of origin really comfortable and fun just like being at home . Individual excellence is what gives meaning to the integration of subjects to students .

Seto said , need the full support of the parents to learn , create creative learning and fun , and maintain the interest and enthusiasm of children's learning . Because behind the ease , home school parents also need patience , cooperation among family members, and consistent in the habit of planting .

Seto dismiss mistakenly judged a number of myths about homeschooling so far . For example , children less sociable , parents can not be a teacher , a parent should know everything , parents should take the time 8 hours a day , learning time is not as much time learning formal school , children are not accustomed to discipline and their own wishes , can not get a diploma and moving point into the formal school , not able to compete , and homeschooling is expensive . " It was wrong , " he said .

There are several classifications of homeschooling formats , namely :

1. homeschooling single Implemented by parents in families without joining the others for a particular case or for remote locations .
2. homeschooling compound Carried out by two or more families for certain activities while still main activities carried out by their parents . The reason : there are needs that can be compromised by several families to do activities together . For example, the curriculum of the Consortium , sports activities ( eg family tennis athletes ) , music skills / arts , social activities and religious activities
3. homeschooling community Joint compound some homeschooling that make up and define the syllabus , teaching materials , the principal activities (sports , music / arts and languages ​​) , facilities / infrastructure and learning schedule . Commitment organizing learning between parents and communities about 50:50 .

The reason for choosing homeschooling community , among others :

• Structured and more complete for academic education , noble character development and the achievement of learning outcomes
• There is a better learning facilities eg workshops , natural laboratory , library , science lab / Language , auditorium , sports facilities and arts
• Reduced Space wider dissemination learners but can be controlled
• Support larger because each is responsible for teaching the appropriate skills each individual
• Suitable for children over 10 years
• Combining family live far away through the internet and other information tools to reject the appeal ( benchmarking ) included for standardization

challenge homeschooling

During its development , homeschooling is also facing several challenges , namely :

1 . homeschooling single

• Difficulty in getting support / place to ask , share and inversely success
• Less socializing place for self-expression as a condition of passage
• Parents should make an assessment of educational outcomes and seek penyetaraannya

2 . homeschooling compound

• Need to compromise and flexibility of schedule , the atmosphere , the facilities and certain activities
• Need an expert in a particular field even though " presence " parents should remain
• Children with expertise / special activities must adjust / accept other environments with and accept " differences " as the other processes of identity formation
• Parents homeschooling each operator must conduct themselves penyetaraannya

3 . homeschooling community

• The need for compromise and flexibility of schedule , the atmosphere , the facilities and the specific activities that can be implemented together
• The need for professional supervision so that the necessary expertise in a particular field even though " presence " parents should remain
• Children with special skills or activities should also be able to adjust with other environmental and accept " differences " as the other processes of identity formation .

The strength of homeschooling

As an alternative education , home schooling also has some strengths and weaknesses . Strengths / advantages of homeschooling are :

• More giving independence and individual creativity instead of learning the classical
• Provide opportunities for achieving individual competence as much as possible so it does not always have to be limited to comparing with the highest ability , or even the average lowest
• Protected from the " brawl " , delinquency , drug , socially deviant , consumerism and snack food malnutrition - More hanging out with adults as role models
• More prepared for real life
• More encouraged to perform religious activities , recreation / sports family
• Helping children are more developed , to understand himself and his role in the real world with freedom of speech , or reject certain agreed values ​​nlai without fear to get reproach from friend or a value less
• Membelajarkan children with a variety of situations , conditions and social environment
• Still provide opportunities to interact with peers outside of hours learning

While the weakness of homeschooling are :

• Children who learn in less homeschooling interact with peers from different social status can provide valuable experience to learn to live in the community
• Schools are places of learning typical to train children to compete and achieve maximum success
• Homeschooling can isolate students from the realities that are less fun to be influential in the development of individual
• If the child just learned in homeschooling , chances are he will be isolated from the social environment less favorable so he will be less prepared to deal with the error or uncertainty

Prerequisites success of homeschooling

In order for homeschooling can be executed properly and the child can feel comfortable in learning , then there are some prerequisites of success in carrying out homeschooling , namely :

• Willingness and round determination
• Discipline learning - learning deeply held
• Availability of sufficient time
• Flexibility in approach to learning
• The ability of parents to manage activities
• Availability of learning resources
• Compliance with prescribed standards
• Law enforcement
• Convening outreach programs so that the children are not alienated from society and peers
• DI leaders in cooperation with institutions of local formal and informal education in accordance with the principles of openness and multimakna
• Intertwined good communication between the organizers of homeschooling
• Availability of innovative learning assessment tools ( eg in the form of portfolio and colloquia )

Parents , Teachers Also Friend

Then , what is to be considered by parents in the school held a house ? Seto said , parents should make the child as a friend to learn and put myself as a facilitator . " " Parents need to understand that the child is not a miniature adult , " he said .

" Son , " Seto said , " Keep playing . Was the need to be understood by parents . Hence, parents should not be arrogant to put yourself as a teacher , but learning together . Otherwise it ready by then, according to Seto , better not organize home school . "

" The old man , still need to continue to add knowledge . Not must master all kinds of knowledge , which is important , having an understanding of the child . If the parents do not understand biology or mathematics , for example , parents can bring in teachers for the lessons and learning with the children. thus , the child will feel lower , but as the friend of learning , "said Kak Seto added .

What about the parents who work so feel not have time to give lessons to children in organizing homeschool ? Seto said , " it should not be an excuse . "

" No matter how busy parents , still have to have time for children . If you do not have the time , do not have children , " said psychologist who also organizes homeschooling for her eldest son .

Home school learning should conform with the standards of competence which has been determined by the Ministry of National Education . This is in line with the growth and ability of the child , in addition to be included in the evaluation and exams are held nationally .

Standards of competence becomes a must-have guide a child in a particular class . Children sixth grade or equivalent , for example , should have at least mastered math to some extent anyway . " The standard of competency, " Seto said , " Can be obtained at the Department of Education 's in their respective areas . "

Evaluation for children who attend homeschooling can be done by having the test package A which is equivalent to elementary or junior high B Package . "Basically , " says Seto , " The evaluation can also be done with its main office to the existing formal education . " According to him , this should be done because the school is not a school house wild . Presumably the parents should be filled up first before conducting a home school for the baby .

Insurance Coverage in Human Life - Whatever stage of life that is now passed, insurance is a program that is very valuable in helping you achieve your goals . Are you a young professional singles who are saving to buy your first car or home , parents who are planning the future of your children or retirees who are looking for the most secure means of investment , insurance can help you meet the demands you face any life stage you go through the middle .

Begin as early as possible to obtain the maximum benefits of insurance .

1. Young & Without Dependents
2. Single Professionals
3. Young couple
4. Endowed Kids
5. The Golden Years

Young & Without Dependents

You have just entered the stage of life in which the school and costs , the teacher , exams , friends and parties are part of your past . Or perhaps not entirely the past . But it is clear , now everything should be taken a bit more seriously . Moreover you are now busy building a career or are planning your wedding that will take place soon .

For that you must already have to start saving , especially soon you will share your life with your loved ones . Or if you still want to be single , however, the savings still needed as an umbrella before it rains . Maybe you want to set aside part of your salary to help the elderly or send sister . Such things and many other financial needs which also received major attention from PT AJ Sequislife . Submit structuring your future is safe and secure to us , so your preparation has been steady if you have to face a really serious problem .

Single Professionals

You are now truly enjoy your life as a professional who was single . There is not anything that can stop the pace of your career . Your financial situation is fully supported by a high-paying job , and you basically do not have to worry about other family members that have to be financed .

However , undesirable events may occur at any time and for that you need the protection of yourself . Or maybe you intend to ease the burden of living expenses of your parents . In fact , there is just a chance you still want to help pay for the education of your brothers . Furthermore , there are various dreams you want to achieve : improve your lifestyle or enjoy the benefit of your investment funds . Spend a bit of your time is very precious to figure out how PT AJ Sequislife can help meet your various needs .

Young couple

Congratulations enter your new life ! You just got your loyal oath and now you are being shared joy and sorrow with your life partner . Must bear the burden of shared responsibility and shared joy and sorrow it sounds a bit scary . But if you can put different wants and needs in the priority list right then you do not need to worry . If you plan to own a home through a loan , it is better if you consider that the payment protection program can continue if something happens to one of you . The next consideration concerns the descent of course , that requires no small amount of funds to pay for prenatal care , birth and child's regular doctor visits . Not to mention the matter of their education . And of course you always wanted to improve your lifestyle , vacationing with my beloved partner or have your dream car . Whatever your needs a priority , PT AJ Sequislife offers a range of products that can help lighten your load .

Endowed Kids

Now you come to the stage of your life where your time is never enough . So many things to do and so many roles set and you must meet : a life partner who is full understanding and support , educate parents with affection , filial son to parents and professionals reliable . With so many responsibilities that concentrated on yourself , it's time you think of ways to provide protection to those who are your dependents . Other responsibilities are no less important is to provide the best education for your child as a provision of their lives later in life .

While there are main constraints : the cost of education is increasingly rising . But if you are getting an early start saving then it is likely that the accumulation of funds for education will be even greater . And maybe you feel that it is still too early to think about retirement . However , if you start setting aside some of your income from now , maybe you can still enjoy a fairly comfortable retirement . PT AJ Sequislife offer the right solution for your every need .

The Golden Years

After a lifetime taking care of his beloved children , now your turn to be pampered. Now you can sit back while enjoying the results of your hard work in the past . But what if there are dreams that have not been fulfilled ? Maybe you still intend to develop your hobby , or along the shores of the Mediterranean cruise with your old friends . Of course, you also want to leave a legacy which means the beloved children . You still have the opportunity to realize all of this with the help of the benefits of your investment funds . You may still want to " play " in the stock market , of course, assisted by skilled professionals in this field . PT AJ Sequislife ready to help meet your various needs , even in old age .

Multiple Intelligences Theory aims to transform school to school later to accommodate each student with a variety of unique patterns of thought . Howard Gardner (1993 ) asserted that the intelligence scale that had been used , it has many limitations that are less able to predict performance for one's future success . According to Gardner , the intelligence of a person includes the elements of logical mathematical intelligence , linguistic intelligence , musical intelligence , visual-spatial intelligence , kinesthetic intelligence , interpersonal intelligence , intrapersonal intelligence , and naturalist intelligence . In detail, each of these intelligence is described as follows :

1 . Logical - mathematical intelligence

Mathematical - logical intelligence indicates a person's ability to think inductively and deductively , according to the rules of logical thinking , understanding and analyzing patterns of numbers , and solve problems using thinking skills . Learners with high logic - mathematical intelligence tend to like activities analyze and learn cause and effect of something happening .

He like to think conceptually , eg generating hypotheses and conduct categorization and classification of what he faced . Such learners tend to like math activity and has high speed in solving mathematical problems . If not understand , they will tend to try to ask and seek answers to the things that are less understood .

Learners are also very much liked the variety of games that involve active thinking activities , such as playing chess and puzzles .

2 . intelligence language

Intelligence language indicates a person's ability to use language and words , both written and verbal , in many different forms to express their ideas. Language learners with high intelligence are generally characterized by pleasure in activities related to the use of a language such as reading , writing essays , poetry , composing aphorisms , and so on .

Such learners also tend to have a strong memory , for example the names of people , new terms , and the things that are detailed . They tend to be easier to learn by listening and verbalization . In terms of mastery of a new language , these learners generally have a higher capacity than other learners .

3 . Musical intelligence ?

Musical intelligence indicates a person's ability to be sensitive to nonverbal sounds that are around him , including in this case is the tone and rhythm .

Learners of this type tend to be happy to listen to a wonderful tone and rhythm , either through its own dilagukannya chanting , listening to a tape recorder , radio , orchestra performances , or plays a musical instrument itself . They are also easier to remember something and express ideas when linked with music .

4 . Visual - spatial intelligence

Visual - spatial intelligence indicates a person's ability to understand more fully the relationship between objects and space . The learners have the ability , for example , to create a form in his mind 's imagination or the ability to create three- dimensional forms such as found in adults who became a sculptor or architect of the building .

The ability to imagine a real form and then solve various problems in connection with this ability is the thing that stands out on the type of visual - spatial intelligence . Thus learners will excel , for example in the game searching for traces on a scouting activities .

5 . kinesthetic intelligence

Kinesthetic intelligence indicates a person's ability to actively use the parts or the whole body to communicate and solve problems .

It can be found on learners who excel in one sport , like badminton , football , tennis , swimming , and so on , or can also be found on the learner who is good at dancing , acrobatics skilled play , or excel in playing magic .

6 . interpersonal intelligence

Interpersonal intelligence indicates a person's ability to be sensitive to the feelings of others. They tend to understand and interact with others so easily socialize with their surroundings .

Such intelligence is often referred to as social intelligence , which in addition to the ability to establish an intimate friendship with a friend , also includes capabilities such as lead , organize , handle disputes between friends , gain sympathy from other students , and so on .

7 . Intrapersonal intelligence ?

Intrapersonal intelligence indicates a person's ability to be sensitive to the feelings of his own . He tends to be able to recognize the strengths and weaknesses in himself. Such learners are happy to do self introspection , to correct deficiencies and weaknesses , and then try to improve themselves . Some of them tend to like the silence and solitude , reflection , and dialogue with itself .

8 . naturalist intelligence

Naturalist intelligence indicates a person's ability to be sensitive to the natural environment , for example, happy to be in an open natural environment such as the beach , mountains , nature reserves , or forest .

Learners with intelligence like this tend to like to observe the natural environment such as various kinds of rocks , the types of soil layers , various kinds of flora and fauna , celestial bodies , and so on .

Through his concept of multiple intelligences or multiple intelligences Gardner corrects the limitations of the conventional ways of thinking about intelligence from single to plural .

Intelligence is not limited to intelligence as measured by intelligence tests using some of the narrow course , or simply look at achievements displayed a learner through repetition and exams at school alone , but intelligence also illustrates the ability of students in the fields of art , spatial , sports , communicate , and love of the environment .