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An overdraft gives the sense that once money is withdrawn from a bank account with the accessible stability goes lower than zero. In this condition, the financial credit is said to be "overdrawn". If there is a preceding contract in the company of the bank account contributor for an overdraft, and the sum of in debt is contained by the approved overdraft limit, after that interest is usually stimulating at the fixed rate. If the unhelpful balance exceeds the decided conditions, afterward supplementary fees may be charged and advanced interest rates may affect.