Insurance What is Most Important?
Question:
I plan to follow the insurance protection , with the benefit allowances , divided between health , accident , disability , and death . But each coverage is not great enough money to support the cost of treatment . While I worry about health problems and uncertainties in the future .
My question : is there any other financial plan better to cover my health care needs in the future (other than insurance ) ? While I have no plans to raise an emergency fund and saving to buy a house . Which should I prioritize first? Thank you in advance .
Answer:
Glad to hear it . Gita young 've got big plans in the future . Rarely do you know that so long thinking .
The insurance function for protection . So it should be calculated coverage is really money , how to be protection enough . According to our analysis , various types of insurance are often not effective when combined and become more expensive . Try it checks Gita , what if each type of insurance was separated . May even be more effective and less expensive .
For example , health insurance buy pure , pure accident insurance , critical illness insurance and pure . No need to be merged , especially combined with the investment . But for the life insurance , if the Gita was single , actually do not need life insurance . Life insurance is necessary for those who already own income and dependents , as a function of life insurance is to replace income if we die . So , people who have been living on our income will still be able to survive even though we have gone .
No need to buy insurance that we do not need . Likewise for health insurance . If you already are covered by the company , no longer need to buy health insurance . Simply buy insurance that we really need. Another way to set up a fund in addition to health insurance is to save and invest . But in line with the setting up health fund , we also have to set aside emergency funds for other financial goals simultaneously . In general , the priority is : an emergency fund , and protection , the new funds , and other purposes in accordance with the needs and priorities of each of us .
I plan to follow the insurance protection , with the benefit allowances , divided between health , accident , disability , and death . But each coverage is not great enough money to support the cost of treatment . While I worry about health problems and uncertainties in the future .
My question : is there any other financial plan better to cover my health care needs in the future (other than insurance ) ? While I have no plans to raise an emergency fund and saving to buy a house . Which should I prioritize first? Thank you in advance .
Answer:
Glad to hear it . Gita young 've got big plans in the future . Rarely do you know that so long thinking .
The insurance function for protection . So it should be calculated coverage is really money , how to be protection enough . According to our analysis , various types of insurance are often not effective when combined and become more expensive . Try it checks Gita , what if each type of insurance was separated . May even be more effective and less expensive .
For example , health insurance buy pure , pure accident insurance , critical illness insurance and pure . No need to be merged , especially combined with the investment . But for the life insurance , if the Gita was single , actually do not need life insurance . Life insurance is necessary for those who already own income and dependents , as a function of life insurance is to replace income if we die . So , people who have been living on our income will still be able to survive even though we have gone .
No need to buy insurance that we do not need . Likewise for health insurance . If you already are covered by the company , no longer need to buy health insurance . Simply buy insurance that we really need. Another way to set up a fund in addition to health insurance is to save and invest . But in line with the setting up health fund , we also have to set aside emergency funds for other financial goals simultaneously . In general , the priority is : an emergency fund , and protection , the new funds , and other purposes in accordance with the needs and priorities of each of us .
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Insurance
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