Insurance Education, What is It?
Insurance Education, What is It? - Education insurance is an insurance product that is used to provide the amount of funds that can be used for children's education in the future to prepare early on.
This insurance can be regarded as an alternative ( if not exactly equal ) education savings that will pay for the education of children ranging from elementary school ( SD ) to the Higher Education ( PT ), all of which depend on the type of insurance that will be taken.
In general, insurance education is divided into two parts, namely investment and protection. Investment aims to raise funds in connection with the cost of educating a child in the future, whereas protection is aimed at protecting and ensuring children's health costs when things happen that are not desirable.
To buy education insurance is not difficult, because you can simply choose the insurance company that provides insurance product education you want, and can directly ask the details to the agent that represents where the company that you choose.
In addition, it would be wise if you can do a projection of the value of your Child education expenses that you are insured by taking into account the current cost and the average cost per - year rise.
This will greatly affect the value of the premium you will pay regular per - month or per - year, so that in time you will not be surprised if it turns out the insurance that you can not wear enough to cover the cost of your child's education in the future.
From the description above, it can be seen by naked eye that the actual level of insurance required by many people, but in practice there are many weaknesses found.
Weakness among others, are given little protection, little investment or return on investment in the insurance later in life that cause you just do not have enough money for your child's school or college.
This is unfortunate because you had to linger raise funds but then be disappointed because the funds generated far from expectations. That is why, a good financial planner and is not too suggest to use the Education fund education insurance for children. Why?
Because the insurance itself is meant for protection or protection. So if your purpose for investing means you are in a place that is less true. Invest in place and buy insurance for protection purposes only (pure insurance) separately so that you will get the maximum benefit from both.
This insurance can be regarded as an alternative ( if not exactly equal ) education savings that will pay for the education of children ranging from elementary school ( SD ) to the Higher Education ( PT ), all of which depend on the type of insurance that will be taken.
In general, insurance education is divided into two parts, namely investment and protection. Investment aims to raise funds in connection with the cost of educating a child in the future, whereas protection is aimed at protecting and ensuring children's health costs when things happen that are not desirable.
To buy education insurance is not difficult, because you can simply choose the insurance company that provides insurance product education you want, and can directly ask the details to the agent that represents where the company that you choose.
In addition, it would be wise if you can do a projection of the value of your Child education expenses that you are insured by taking into account the current cost and the average cost per - year rise.
This will greatly affect the value of the premium you will pay regular per - month or per - year, so that in time you will not be surprised if it turns out the insurance that you can not wear enough to cover the cost of your child's education in the future.
From the description above, it can be seen by naked eye that the actual level of insurance required by many people, but in practice there are many weaknesses found.
Weakness among others, are given little protection, little investment or return on investment in the insurance later in life that cause you just do not have enough money for your child's school or college.
This is unfortunate because you had to linger raise funds but then be disappointed because the funds generated far from expectations. That is why, a good financial planner and is not too suggest to use the Education fund education insurance for children. Why?
Because the insurance itself is meant for protection or protection. So if your purpose for investing means you are in a place that is less true. Invest in place and buy insurance for protection purposes only (pure insurance) separately so that you will get the maximum benefit from both.
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Insurance
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