Observe About This Before Select Insurance
Observe About This Before Select Insurance - Plans to have insurance? There are a few things you need to look at before choosing insurance.
Read all of the items listed in the insurance policy, even very small letters printed. To help you understand , do not hesitate to ask questions to your insurance agent about :
1. What are borne
If you buy health insurance, ask the types of diseases covered. Is also include critical illness? For car insurance, find out if the insurance covers comprehensive loss ( partial and total loss ) or total loss alone, including whether guarantees losses if your car is stolen.
2. Number of premiums
How much premium you pay, period of time, and claim that you get after payment term expires. If the ditawaran not suit your needs, try asking other alternatives.
3. Number of dependents
Can add others, such as children or the elderly, to your insured under the policy, and what are the benefits given to them. Or, how much charge you have to add to get the benefits you want.
4. Method of payment
Calculate the payment term, whether monthly, per semester, or yearly, and how long the period is. Ask how the method of payment, can by bank transfer, credit -debit card, or have to come and pay to the branch office.
5. Claims process
If you buy health insurance, ask if the claim is cashless or reimbursement. Also ask what documents need to be prepared to process the claim, and where you should send it.
6. Branch Office
Ask where the nearest branch in your city. It is important to make a complaint or submit a claim. Remember! Agent is the seller, not the will handle your complaint or claim.
7. Insurance and investment
Ask if the insurance offered is a combination of insurance and investment. If true, ask the insurance value calculation that you will receive when filing a claim and what media is used to invest your money.
Read all of the items listed in the insurance policy, even very small letters printed. To help you understand , do not hesitate to ask questions to your insurance agent about :
1. What are borne
If you buy health insurance, ask the types of diseases covered. Is also include critical illness? For car insurance, find out if the insurance covers comprehensive loss ( partial and total loss ) or total loss alone, including whether guarantees losses if your car is stolen.
2. Number of premiums
How much premium you pay, period of time, and claim that you get after payment term expires. If the ditawaran not suit your needs, try asking other alternatives.
3. Number of dependents
Can add others, such as children or the elderly, to your insured under the policy, and what are the benefits given to them. Or, how much charge you have to add to get the benefits you want.
4. Method of payment
Calculate the payment term, whether monthly, per semester, or yearly, and how long the period is. Ask how the method of payment, can by bank transfer, credit -debit card, or have to come and pay to the branch office.
5. Claims process
If you buy health insurance, ask if the claim is cashless or reimbursement. Also ask what documents need to be prepared to process the claim, and where you should send it.
6. Branch Office
Ask where the nearest branch in your city. It is important to make a complaint or submit a claim. Remember! Agent is the seller, not the will handle your complaint or claim.
7. Insurance and investment
Ask if the insurance offered is a combination of insurance and investment. If true, ask the insurance value calculation that you will receive when filing a claim and what media is used to invest your money.
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Insurance
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